Self Development By Mae Davies / September 1, 2014 You have a fairly stable and a sufficient-earning job but you still wonder why nothing is going into your savings. You’re surprised with the number of credits that you have to pay that you’re barely scraping at the end of the month, or worse, you find yourself broke. If you don’t want any of this to happen to you, then it’s time that you learn how to start living frugally. How to live frugally may be one of the many tips that women need nowadays in this world where people are drawn more to the idea of living an excessive and luxurious lifestyle. With the existence of malls, online shopping, gadgets, and modernization in general, more and more women seem to have a hard time in controlling their spending and learning how to live frugally. What’s more sad is that they just seem to spend mindlessly on things that do not even matter in the end. But why should people learn how to live frugally? There are plenty of reasons why people should learn how to live frugally. One reason is that it can keep you from having debts and can keep you from being in trouble. Another reason is that you have to learn how to live frugally so that you can better save and prepare for unexpected and necessary expenses because you’ll never know what will happen in the future. You must be like the ants that always gather and save food to prepare for the rainy months. Also, learning how to live frugally can mean having more time to relax, because you can choose to work less or retire early in your job since you don’t have any debts to pay and you have already saved a lot. If you’re ready to learn how to live frugally, read, follow, and put to heart these three important tips: 1. Shop wisely Shopping is surely a great stress reliever for women, but it can also prove to be our downfall. Sometimes when shopping, our impulses get the better of us, and we end up buying a thing, a dress, or a bag that is really not necessary and needed. Impulsive buying, most especially impulsive online buying, can result in excessive spending and huge credit card bills, so in order to learn how to live frugally, we must always be smart with our purchases. Another way to shop but still pay less is to look for on-sale items. Choosing marked-down items can be a great way to learn how to live frugally and save more. Also, when shopping for shoes, bags, and dresses, you have to make sure that the items that you choose are not good for only one use; they must be wardrobe staples and of good quality so that you’re sure that you can still use them for quite a long time. 2. Reduce, Reuse, and Recycle The 3R’s are not only applicable to saving the environment but also to saving money. First, you have to reduce the things that are truly in excess of what you need if you’re learning how to live frugally. Reduce eating out and buying convenient foods and learn to cook and eat at home to save more. Reduce your energy and water consumption in order to cut back on your bills. Also, reduce going to the movies, going to the bar, and partying all night; instead, find free entertainment whenever you can. Reduce your smoking habits and alcohol intake; this is not only good for your health but good for your purse as well. Another thing that you could do in learning how to live frugally is to reuse and recycle the things that you have instead of always buying something new. If you have an old outfit, reuse it by adding some accessories to make it look like a new outfit. Recycling things can help not just Mother Earth but also your budgeting. 3. Walk Walking is not only good for your health; it’s also a great way for you to learn how to live frugally. Nowadays, people are just too lazy to walk. We’re used to always riding our cars and hailing a cab even if we’re just going to a corner store or to somewhere else that is less than a mile away. Instead of driving, try walking or consider biking when you don’t have to go far. By doing so, you’ll hit two birds with one stone: on one hand, you’ll save a lot of gas or a lot of money for taxi fares (and you also learn how to live frugally), and on the other hand, you’ll burn those extra calories.